RLM Insurance offers flexible
solutions for any sized companies. We are dedicated
to providing benefit solutions designed, priced and
administered to fit the specialized needs of
companies both large and small.
Here are just some of the coverage's we can
provide for your business:
» General
Liability (CGL) policy provides coverage
for the following:
- Personal Injury
- Fire Legal Liability, this
protects you in the event you lease your
business space and your negligence results in
fire damage or loss to your landlord’s property.
- Products and Completed
Operations
- Medical Expense or Medical
Payments
- General Liability for your
premises. For example, someone is injured on
your business premises, resulting in injury or
loss.
» Building
Insurance coverage is required if you
either own the building or are required
contractually to provide coverage for it. In the
event you lease the premises, your landlord should
provide this coverage.
» Business
Personal Property Insurance includes your
tables, desks, chairs and equipment. Also included
is any improvements you make to your leased
premises.
» Business
Interruption Insurance compensates you
for lost income if your company has to vacate the
premises due to disaster-related damage that is
covered under your property insurance policy, such
as a fire. Business interruption insurance covers
the profits you would have earned, based on your
financial records, had the disaster not occurred.
The policy also covers operating expenses, like
electricity, that continue even though business
activities have come to a temporary halt.
» Commercial
Auto There are a variety of coverage's
for your commercial autos, and we can help you
choose the right one. The discussion should include
business-use autos, pickups, vans, trucks and
non-owned and rented vehicles. You may also want to
include a conversation about “non-owned” vehicles —
covering when an employee uses their own car to run
a company-related errand, or when an employee,
traveling on company business, rents a car.
» Workers’
Compensation provides benefits for
injured workers as required by state law regardless
of who is at fault for the injury or illness. In
other words, whatever benefits your state requires,
your Workers’ Compensation policy would provide.
» Employee
Benefits —
health insurance
