Personal Umbrella Insurance provides additional liability coverage above the limits of your homeowners and auto insurance policies. In addition, it provides coverage that may be excluded by other liability policies. In order for us to quote umbrella coverage we must have the support of the homeowner and automobile policies.

Commercial Umbrella Insurance provides additional liability coverage including, general liability, auto and employer's liability. In addition, it provides coverage that may be excluded by other liability policies.

» When do you need Umbrella Insurance?
In the event of a major catastrophe for which you are liable, a jury could order you to pay the plaintiff a settlement reaching into the millions of dollars. The effects of such a lawsuit could wipe out all your possessions and future earnings or your corporate assets. An umbrella insurance policy is designed to protect your current assets and future earnings.